Pay & benefits
How your money works, in public.
Most carriers make you sit through a recruiter call to learn how pay works. Here are the rules of the money — published, not whispered.
The mechanics
Four facts about your money.
Your compensation, in writing first
The amount, percentage, or formula you're paid is stated in your lease agreement before you sign — federal law requires it (49 CFR §376.12(d)). You'll know your exact terms before you commit to anything, not after.
A settlement you can audit
Every week you see revenue by load and every deduction as its own named line — including fuel surcharge, so it can't quietly disappear into a rate. Check the math against your rate confirmations; that's what the format is for.
Paid weekly
Settlements are issued and paid every week by direct deposit. You see the itemized statement, so the deposit is never a surprise.
No unnamed deductions
Every possible charge is listed in your lease with an amount or a formula. If it's not in the lease, it legally cannot come out of your settlement. That's 49 CFR Part 376 — and our own house rule.
The document itself
The settlement format, line by line.
This is the statement format every driver in the fleet gets each week. The blanks are deliberate — your amounts come from your signed lease, not from a marketing page. What never changes is the structure: nothing on it that isn’t named, nothing named that isn’t traceable to your lease.
Arrow Truckers · Driver Settlement
Issued weekly · Specimen
The format every driver gets. The numbers come from your lease — not from a website.
Your settlement basis from your lease, applied to each load. Check it against your rate confirmations.
Broker-paid surcharges appear as their own line — visible, never folded into the rate.
The amount or formula written in your lease (49 CFR §376.12(h)). Same basis every week — watch for drift.
Insurance, ELD, plates: every chargeback must trace to a lease line. No lease line, no deduction.
Fuel or cash advances, matched to the specific load they were drawn against.
This is the format, not an offer. Under federal Truth-in-Leasing rules (49 CFR Part 376), every number on your real settlement must trace to the lease you signed. We fill in the blanks with you — in writing — before you commit to anything.
Beyond the settlement
What riding under our authority includes.
Fuel cards
Issued through the program, with the card network and pricing terms laid out in writing at onboarding. Details on the fuel page. More →
24/7 dispatch
A named dispatcher, not a call center. They learn your lanes, your home time, and what loads you'll actually take.
Paperwork & IFTA
Rate confirmations, invoicing, broker packets, IFTA fuel-tax reporting. You keep copies of everything; you file almost nothing.
ELD + PrePass included
Compliance hardware installed and managed, weigh-station bypass on major corridors. Fewer stops, cleaner logs.
Company signs & COI
Truck signage for running under our authority and the Certificate of Liability Insurance that comes with it.
Insurance questions, answered straight
The lease states who carries what, as the regulation requires. Ask about physical damage and occupational accident options during onboarding — and get the answers in writing. More →
The honest comparison
Your own authority, leasing on, or company driving.
Leasing on isn’t right for everyone, and we’d rather you pick correctly than pick us. Here’s the trade, straight — the long version lives in Lease-On 101.
| Your own MC | Lease on with Arrow | Company driver | |
|---|---|---|---|
| Startup cost | $8k–$16k+ (authority, insurance down payment, compliance setup) | Onboarding kit from $1,200, itemized before you sign | None — and no equity either |
| Insurance | New-authority premiums, often $12k–$20k/yr | Liability & cargo run with our authority; the lease states who pays for what | Employer's policy |
| Freight access | Brokers make new MCs wait months for good freight | Through our established broker relationships, from your first week | Whatever the fleet assigns |
| Who books loads | You, off the boards, between drives | Your dispatcher finds and negotiates; acceptance terms are in your lease | Forced dispatch, usually |
| Back office | You: IFTA, invoicing, factoring, compliance file | Handled — and itemized on the settlement | Handled — invisible to you |
| Independence | Total, with total exposure | Your truck, your schedule, contractor status | Limited |
Own-authority and company figures are typical industry ranges, not quotes. Your lease agreement is the number that counts.
Want your actual number? Ask for it.
Apply and we’ll put your compensation and every fee in writing before you commit to anything.